Citizens Holding Co Watch

from 10-K 2 pages The Following Summary of Our Common Stock Is Based on and Qualified by Our Restated Articles of Incorporation (The “Articles of Incorporation”), Our Bylaws, as Amended (The “Bylaws”) and Applicable Provisions of Mississippi Law, Including the Mississippi Business Corporation Act. This Summary Is Not Complete. for a Complete Description of the Terms and Provisions of Our Common Stock Refer to the Certificate of Incorporation and Bylaws Both of Which Are Filed as Exhibits to Our Annual Report on Form 10-K for the Year Ended December 31, 2023, Which Is Filed With the Securities and Exchange Commission. Common Stock We Have Authorized 22,500,000 Shares of Common Stock, $.20 Par Value. the Common Stock Is Quoted on the Otcqx Market. Its Symbol Is “CIZN.” Dividend Rights Holders of Common Stock Are Entitled to Receive Such Dividends, if Any, as May Be Declared by Our Board of Directors, in Its Discretion, Out of Funds Legally Available Therefore. Voting Rights

from 10-K 2 pages As of December 31, 2022, the Only Class of Securities of the Company Registered Under Section 12 of the Securities Exchange Act of 1934 Is Our Common Stock, $.20 Par Value (“Common Stock”). the Following Summary of Our Common Stock Is Based on and Qualified by Our Restated Articles of Incorporation (The “Articles of Incorporation”), Our Bylaws, as Amended (The “Bylaws”) and Applicable Provisions of Mississippi Law, Including the Mississippi Business Corporation Act. This Summary Is Not Complete. for a Complete Description of the Terms and Provisions of Our Common Stock Refer to the Certificate of Incorporation and Bylaws Both of Which Are Filed as Exhibits to Our Annual Report on Form 10-K for the Year Ended December 31, 2022, Which Is Filed With the Securities and Exchange Commission. Common Stock We Have Authorized 22,500,000 Shares of Common Stock, $.20 Par Value. the Common Stock Is Listed on the NASDAQ Global Select Market. Its Symbol Is “CIZN.” Dividend Rights Holders of Common Stock Are Entitled to Receive Such Dividends, if Any, as May Be Declared by Our Board of Directors, in Its Discretion, Out of Funds Legally Available Therefore. Voting Rights

from 10-K 2 pages As of December 31, 2021, the Only Class of Securities of the Company Registered Under Section 12 of the Securities Exchange Act of 1934 Is Our Common Stock, No Par Value (“Common Stock”). the Following Summary of Our Common Stock Is Based on and Qualified by Our Restated Articles of Incorporation (The “Articles of Incorporation”), Our Bylaws, as Amended (The “Bylaws”) and Applicable Provisions of Mississippi Law, Including the Mississippi Business Corporation Act. This Summary Is Not Complete. for a Complete Description of the Terms and Provisions of Our Common Stock Refer to the Certificate of Incorporation and Bylaws Both of Which Are Filed as Exhibits to Our Annual Report on Form 10-K for the Year Ended December 31, 2021, Which Is Filed With the Securities and Exchange Commission. Common Stock We Have Authorized 22,500,000 Shares of Common Stock, $.20 Par Value. the Common Stock Is Listed on the NASDAQ Global Select Market. Its Symbol Is “CIZN.” Dividend Rights Holders of Common Stock Are Entitled to Receive Such Dividends, if Any, as May Be Declared by Our Board of Directors, in Its Discretion, Out of Funds Legally Available Therefore. Voting Rights

from 10-K 2 pages As of December 31, 2020, the Only Class of Securities of the Company Registered Under Section 12 of the Securities Exchange Act of 1934 Is Our Common Stock, No Par Value (“Common Stock”). the Following Summary of Our Common Stock Is Based on and Qualified by Our Restated Articles of Incorporation (The “Articles of Incorporation”), Our Bylaws, as Amended (The “Bylaws”) and Applicable Provisions of Mississippi Law, Including the Mississippi Business Corporation Act. This Summary Is Not Complete. for a Complete Description of the Terms and Provisions of Our Common Stock Refer to the Certificate of Incorporation and Bylaws Both of Which Are Filed as Exhibits to Our Annual Report on Form 10-K for the Year Ended December 31, 2020, Which Is Filed With the Securities and Exchange Commission. Common Stock We Have Authorized 22,500,000 Shares of Common Stock, $.20 Par Value. the Common Stock Is Listed on the NASDAQ Global Select Market. Its Symbol Is “CIZN.” Dividend Rights Holders of Common Stock Are Entitled to Receive Such Dividends, if Any, as May Be Declared by Our Board of Directors, in Its Discretion, Out of Funds Legally Available Therefore. Voting Rights

from S-8 1 page Amd. #1 to 1999 Employees Incentive Plan

from S-8 1 page Amd. #1 to 1999 Director Stock Plan

from 10-12G ~50 pages Rights Agreement