EX-4.1
        
        
                
                    from 8-K
                
                    
                            76 pages                    
            Amended and Restated Declaration of Trust by and Among Wilmington Trust Company, as Delaware Trustee, Wilmington Trust Company, as Institutional Trustee, Wgnb Corp., as Sponsor, and H. B. Lipham and Steven J. Haack, as Administrators, Dated as of July 2, 2007
        
        
                12/34/56