Newalliance Bancshares Inc Watch

from 10-K 1 page Subsidiaries of the Newalliance Bancshares, Inc. Newalliance Bank, a Connecticut Chartered Savings Bank Alliance Capital Trust I, a Delaware Statutory Business Trust Alliance Capital Trust II, a Delaware Statutory Business Trust Subsidiaries of Newalliance Bank Newalliance Bank Community Development Corporation, a Connecticut Corporation the Loan Source, Inc., a Connecticut Corporation Newalliance Servicing Company, a Connecticut Corporation Newalliance Investments, Inc., a Connecticut Corporation

from S-1/A 40 pages Shares (Subject to Increase Up to Shares in the Event of an Oversubscription) Newalliance Bancshares, Inc. (A Delaware Corporation) Common Stock (Par Value $.01 Per Share) Agency Agreement

from S-1 20 pages Confidential January 9, 2003 1. Services