FitLife Brands Inc Watch

from 8-K 99 pages Loan, Security and Guarantee Agreement Dated as of August 8, 2025 FitLife Brands, Inc. as Borrower Those Persons Party Hereto as Guarantors Certain Financial Institutions, as Lenders First-Citizens Bank & Trust Company, as Agent First-Citizens Bank & Trust Company, as Sole Lead Arranger and Sole Bookrunner

from 8-K 1 page For Value Received, the Undersigned, FitLife Brands, Inc., a Nevada Corporation (The “Borrower”), Hereby Promises to Pay to the Order of First-Citizens Bank & Trust Company, or Registered Assigns (The “Bank”), the Principal Sum of Twelve Million Five Hundred Thousand and 00/100ths Dollars ($12,500,000.00), Together With Accrued Interest Thereon, in Accordance With the Provisions of That Amended and Restated Credit Agreement Dated as of February 23, 2023 Between Borrower and Bank (As Amended, Restated, Extended, Supplemented or Otherwise Modified in Writing From Time to Time, the “Credit Agreement”; the Terms Defined Therein Being Used Herein as Therein Defined)

from 8-K 26 pages Credit Agreement by and Between FitLife Brands, Inc. and Mutual of Omaha Bank Dated as of September 24, 2019 Credit Agreement

from 8-K 19 pages Loan Modification Agreement