NIVS IntelliMedia Technology Group, Inc. – Credit Agreements – BamSEC

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from 8-K 2 pages China Construction Bank Guangdong Province Branch (Credit Approval Department) Jian Yue Zhi Pi Shen [2007] No. 1294 Notice of Credit Approval Decision

from 8-K 7 pages Loan Contract

from 8-K 26 pages I. Loan Limit