NewtekOne Inc. Watch

from 8-K 5 pages Indenture or similar

from 8-K 3 pages Certificate No. [ ] for ( ) Shares of 8.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Shares, Series B (“Series B Preferred Shares”) of Newtekone, Inc. (The “Company”) Issued to [Purchaser] [Date] for Value Received, Hereby Sells, Assigns and Transfers ( ) [ ] Represented by the Within Certificate To: [Print or Type Name and Address of Assignee] and Do Hereby Irrevocably Constitute and Appoint Attorney to Transfer the Said Shares on the Books of the Within Named Company With Full Power of Substitution in the Premises. Entity Name: [Second Signature Block to Be Included if Required.] By: Name: Title: Dated: The Signature to This Assignment Must Correspond With the Name as Written Upon the Face of the Certificate in Every Particular, Without Alteration or Enlargement or Any Change Whatsoever

from 8-K 37 pages Indenture or similar

from 10-K 16 pages Description of Securities

from 8-A12B 14 pages Indenture or similar

from 8-A12B 14 pages Indenture or similar

from 10-K 22 pages Description of Securities

from 8-K 14 pages Indenture or similar

from 8-K 51 pages Newtekone, Inc., Issuer and U.S. Bank Trust Company, National Association, Trustee Senior Debt Securities Indenture Dated as of August 31, 2023

from S-8 8 pages Indenture or similar

from S-8 10 pages Indenture or similar

from S-3/A 55 pages Indenture or similar

from S-3/A 51 pages Exhibit [•] Newtekone, Inc., Issuer and Senior Debt Securities Indenture Dated as of [•]

from 10-K 7 pages Indenture or similar

from 10-K 16 pages Description of Securities

from 8-K 12 pages Indenture or similar

from 10-Q 5 pages Indenture or similar

from 8-K 30 pages Indenture or similar

from 10-K 16 pages Description of Securities

from 8-K 20 pages Indenture or similar