Seneca Bancorp, Inc. – Underwriting Agreements – BamSEC

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from 8-K 35 pages Seneca Bancorp, Inc. (A Maryland Corporation) Up to 1,207,500 Shares (Subject to Increase to Up to 1,388,625 Shares) Common Stock (Par Value $0.01 Per Share) Subscription Price $10.00 Per Share Agency Agreement August 12, 2025

from S-1/A 35 pages Seneca Bancorp, Inc. (A Maryland Corporation) Up to 1,207,500 Shares (Subject to Increase to Up to 1,388,625 Shares) Common Stock (Par Value $0.01 Per Share) Subscription Price $10.00 Per Share Agency Agreement August [●], 2025

from S-1 21 pages March 6, 2025 Seneca Financial Mhc Seneca Financial Corp. Seneca Savings 35 Oswego Street Baldwinsville, Ny 13027 Attention: Mr. Joseph Vitale President & Chief Executive Officer