United Western Bancorp Inc Watch

from 8-K 2 pages This Agreement Is Dated as of September 30, 2009 (The “Effective Date”), by and Between United Western Bancorp, Inc. (The “Borrower”) and Jpmorgan Chase Bank, N.A. (Together With Its Successors and Assigns the “Bank”). the Provisions of This Agreement Are Effective as of the Effective Date on the Date That the Borrower Has Satisfied All the Conditions Precedent in Section 6 of This Agreement. Whereas, the Borrower and the Bank Entered Into That Certain Credit Agreement Dated as of June 29, 2007, as Amended by That Certain Amendment to Credit Agreement Dated as of June 30, 2008, and That Certain Amendment to Credit Agreement Dated as of June 29, 2009 (The “Credit Agreement”); and Whereas, the Borrower Has Requested and the Bank Has Agreed to Amend the Credit Agreement as Set Forth in This Agreement; Now, Therefore, in Mutual Consideration of the Agreements Contained Herein and for Other Good and Valuable Consideration, the Parties Agree as Follows: 1. Defined Terms. Capitalized Terms Used in This Agreement Shall Have the Same Meanings as in the Credit Agreement, Unless Otherwise Defined in This Agreement. 2. Modification of Credit Agreement. From and After the Effective Date, the Credit Agreement Is Hereby Amended as Follows: 2.1 Section 1.3 of the Credit Agreement Captioned “Facility B ($30,000,000.00 Line of Credit).” Is Amended and Restated to Read in Its Entirety as Follows

from 8-K 68 pages Loan and Security Agreement

from 8-K 3 pages 1. Defined Terms. Capitalized Terms Used in This Agreement Shall Have the Same Meanings as in the Credit Agreement, Unless Otherwise Defined in This Agreement. 2. Consent to Sale of Sterling Trust Company. Pursuant to the Sections of Article 5 of the Credit Agreement Listed Below, the Borrower Agreed That, Without the Prior Written Consent of the Bank, the Borrower Will Not and No Material Subsidiary of the Borrower Will Do Any of the Following; 5.3 Disposal of Equity Interest in Any Subsidiary. Pledge, Sell, Convey, Assign, or Otherwise Dispose of or Permit to Exist Any Lien on Any Equity Interest in Any Subsidiary Other Than in Favor of the Bank

from 8-K 5 pages Line of Credit Note

from 10-K 5 pages Second Modification of Loan Agreement

from 8-K 16 pages This Agreement Dated as of June 29, 2007, Is Between Jpmorgan Chase Bank, N.A. (Together With Its Successors and Assigns, the “Bank”), Whose Address Is 120 South La Salle Street, 6th Floor, Chicago, Il 60603-3403, and United Western Bancorp, Inc., a Colorado Corporation, Whose Address Is 700 17d’ Street, Suite 2100, Denver, Colorado 80202 (Whether One or More, and if More Than One, Individually and Collectively, the “Borrower”). 1. Credit Facilities. 1.1 Scope. This Agreement Governs Facility a and Facility B, And, Unless Otherwise Agreed to in Writing by the Bank and the Borrower or Prohibited by Any Legal Requirement (As Hereafter Defined), Governs All the Credit Facilities as Defined Below

from 8-K 8 pages Revolving Loan Agreement

from 8-K 14 pages Credit Agreement

from 10-Q 8 pages Eighth Amendment to Credit Agreement

from 10-Q ~50 pages Credit Agreement

from 10-Q ~5 pages Tenth Amendment to Credit Agreement

from 10-Q ~5 pages Second Amendment to Restated Loan Agreement

from 10-Q ~5 pages Ninth Amendment to Credit Agreement

from 10-Q ~5 pages First Amendment to Restated Loan Agreement

from 10-Q ~5 pages Eighth Amendment to Credit Agreement

from 10-Q >50 pages Restated Loan Agreement

from 10-Q ~5 pages Tenth Amendment Amended and Restated Loan Agreement

from 10-Q 1 page Revolving Note Residential Funding

from 10-Q 1 page Revolving Note Bank One, Texas, N.A.

from 10-Q 1 page Revolving Note U.S. Bank National Association